
Rent, the card bill, the utilities. Paid straight from your stablecoin balance, no off-ramp in the middle.
Your biller never hears the word stablecoin. Every fee is on screen before it leaves.
It lands in Venmo, Cash App or PayPal, in an app they already have.
Illustration only. These figures advance at a rate chosen for legibility and do not represent actual rates of accrual.
Send USDC or another supported coin. It lands as USDC. USDC on Base arrives as it is, and other coins take a small fee to convert. Each network has a small minimum. A pull from a linked bank takes about 5 to 7 business days.
To an address you control, any time. A bank cash out can arrive in minutes for $1.00 more, when your bank accepts it.
You can leave any time. No minimum stay, no withdrawal queue, no support ticket.
A virtual card, no top up. It draws on the same balance the rent came out of.
Ask about your money in your own words. Arti gets the payment ready, and nothing moves until you approve it.
The eight we get asked most.
Rent, utilities, credit cards, phone, insurance and loans. Payment runs over the same network the banks use to pay billers, so most US billers are reachable. Most bills reach the biller within 2 days, so pay a few days before the due date, not on it. The timing is shown before you confirm.
No. You add money with a debit card, a credit card or a bank transfer, and you pay bills in dollars. The balance is USDC, a dollar stablecoin, and the one crypto thing you will meet is the network fee, which is shown to you before you sign.
You sign in again on a new device and your account is there. Nothing that controls your money lives only on the handset, so a lost phone is an inconvenience and not a loss.
No. Digital assets are not FDIC or SIPC insured and can lose value. That is a real difference from a bank account and we would rather you read it here than find it in a footer.
Paying a bill costs a convenience fee of 2.5% plus $2.50, and a network fee when the payment carries one. A deposit to your own Artisan account numbers costs 0.40%, and a pull from a linked bank has its own fee. A cash out to a US bank costs 0.50%, or 0.50% plus $1.00 to have it arrive in minutes when your bank accepts that. Adding money by card is priced by the card partner. Sending on a network other than Base carries a fee. Every fee is shown before you confirm. Earn takes a share of what it makes, only if it makes anything, and withdrawing from Earn carries a small network fee, usually a few cents and never more than $0.50. A withdrawal starts at $1. Holding your balance and spending on the card cost nothing. Ordering the card takes a small network fee from your balance.
Yes. No minimum stay, no withdrawal queue and no support ticket. Out to your bank, out on chain to an address you control, or out to Venmo, Cash App and PayPal.
Artisan is not a bank. Where a leg of a payment requires a license, a licensed partner performs that leg under their own license and their own terms. That includes bill payment, card issuance and cash outs. Where your money is explains which legs those are and who holds the money while it is on one.
Artisan does not hold or lend your funds, so there is no Artisan balance sheet for your money to be caught on, and with a copy of your wallet key saved in Settings, moving it out does not depend on us staying in business. The licensed partners in the payment legs operate under their own terms.