How Artisan works
Short answers about your money, and what happens to it.
Start here
- What Artisan isArtisan pays your real bills out of the stablecoins you already hold.
- Is Artisan Cash legit and safe for USDC?Artisan Cash is run by Artisan Cash Inc., a US software company, not a bank. See who holds your USDC, what is not insured and the risks you carry.
- Open beta prize rulesHow the open beta prize works: who can win, how the winner is chosen and what Artisan pays.
Your money
- Where your money isWho holds your balance, and who is able to move it.
- Getting your money outLeaving with your money is something you do yourself, in the app.
- Cash out USDC to your bank accountTwo ways to turn USDC into dollars in your bank account, what each costs and how long it takes, and when you can skip the cash out and pay the bill from USDC.
- How long a crypto withdrawal to your bank takesA standard bank withdrawal takes from the same day to about five business days. The waits by kind of transfer, why weekends add days, and what to do when a bill is due first.
- If Artisan disappearsWhat happens to your money if Artisan stops existing.
Moving money
- Adding moneyHow money gets into your Artisan account.
- How to send USDC to Venmo, Cash App and PayPalYes, you can send from your USDC balance to Venmo, Cash App or PayPal, yours or a friend's, with no exchange sale first. How each app gets paid.
- Send crypto to PayPal as US dollars from USDCSend crypto to PayPal from a USDC balance, to your own account or a friend’s, and it lands as US dollars. See the steps, the fee on $200 and the wait.
- How to send crypto to Venmo with USDCSend crypto to Venmo from a USDC balance as US dollars, to your account or a friend’s, with no exchange sale first. Steps, speed and a $200 example.
- Send crypto to Cash App from a USDC balanceSend crypto to Cash App as USDC from an Artisan balance and it arrives as dollars. See the steps, Artisan’s fee on a 200 USDC send and the limits.
- Which chains you can useThe networks Artisan can receive USDC on, read from the live list.
- Why something is pendingWhat each kind of wait is, and what ends it.
- How a stablecoin debit card works with USDCLearn how a stablecoin debit card spends from a USDC balance, what to ask before you pick one, and how the Artisan Cash virtual card works.
Paying bills
- Pay bills with crypto from a USDC balancePay bills with crypto when you hold USDC. What you can pay, a $725 Amex bill worked to the cent, the steps, and how long a payment takes.
- Pay bills with stablecoins like USDCYes, you can pay a bill from USDC, USDT or other crypto with no cash out first. What the biller receives, what converts, and what the fees come to.
- How a USDC bill payment reaches your biller in dollarsHow a bill paid from USDC arrives as an ordinary dollar payment: the conversion, the bill payment network, the account match and the timing.
- How much it costs to pay a bill with USDCWhat it costs to pay a bill with USDC on Artisan, worked out to the cent on four bill amounts, with the processing, Artisan and network fees.
- How to pay rent with crypto when you hold USDCPay rent with crypto when your landlord uses a portal or only takes a bank transfer. What portals charge by card, your options, and the steps.
- Pay your mortgage with crypto from a USDC balancePay your monthly mortgage to your servicer from USDC, not a loan against crypto. The steps, a $2,100 payment worked to the cent, and the timing.
- How to pay your Amex card bill with cryptoPay your American Express card bill from USDC without selling first. What Amex says it takes, a $500 bill worked through, and how to pay.
- Pay a Duke Energy bill with crypto (USDC)Pay a Duke Energy bill with crypto held as USDC, no sale first. What to type, the account number, a $180 bill worked to the cent, and a refusal.
- How to pay your PG&E bill with crypto and USDCPay your PG&E bill with crypto held as USDC, no sale first. What to type in the biller search, the steps, a refused payment, and a $214 bill.
- How to pay your Con Edison bill with cryptoPay your Con Edison bill with crypto from USDC, without selling first. See what to type, the steps, a $240 bill worked out, and what comes back.
Earning
Guides
- Ways to pay bills with crypto in the US, comparedSix ways to pay a US bill from crypto: exchange to bank, crypto card, BitPay, Bitrefill, Spritz and Artisan Cash, with fees and times as published.
- BitPay bill pay is paused. Pay bills with cryptoBitPay says its bill pay is paused with no restart date. See what BitPay still offers and how Artisan pays a bill from a USDC balance, side by side.
- Spritz Finance alternative for crypto bill paySpritz still offers bill pay to US consumers. What it covers and charges, as Spritz publishes it, and how Artisan pays a bill from USDC instead.
- Plastiq alternative to pay bills with cryptoPlastiq pays bills that will not take a card, funded by a card or bank account. Who it serves, what it charges, and how to pay that bill from USDC.
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