BitPay bill pay is paused. Pay bills with crypto

Is BitPay bill pay available right now?

No. The BitPay bill pay page says the service has been temporarily paused since 26 December 2025 and that BitPay cannot give a confirmed date for when it will resume, and a BitPay help article about the pause, last updated on 30 September 2026, says that new sign-ups in the US join a waitlist. Other BitPay pages, including the home page and the wallet page, still describe paying bills, so open the bill pay page itself to see the current notice. All of this was read on 7 October 2026.

Where will BitPay bill pay be offered when it returns?

A BitPay help page on availability in the United States, updated on 7 September 2026, calls bill pay suspended. It says that when bill pay returns, it will be offered only in Alabama, Alaska, Delaware, the District of Columbia, Florida, Georgia, Illinois, Iowa, Kansas, Maine, Massachusetts, Mississippi, Nebraska, New Jersey, New Mexico, Ohio, Oregon, South Dakota, Tennessee and Washington. That is 19 states and the District of Columbia.

What did BitPay bill pay do before the pause?

The BitPay bill pay page describes paying a mortgage, rent, a credit card, a car payment or a personal loan from a crypto wallet, and it lists over 100 coins, including Bitcoin, Ethereum and USDC. In the BitPay app you create or import a wallet and make a BitPay ID, then BitPay finds your bills, you pick one, choose the wallet and the coin, and confirm, or you can pay from the BitPay website using another wallet app. The page does not list a bill pay fee, and a search of the BitPay help center found none either.

What can BitPay do today for a crypto holder who wants to pay a bill?

BitPay describes its other products as ways to buy, store and spend crypto: a self-custody wallet for buying, swapping and selling crypto, gift cards for hundreds of brands, and a directory of more than 250 places that take crypto. For people outside its listed states, the bill pay page points to the merchant directory and to the BitPay Card.

Where and with what can you pay on each?

• Status. BitPay says its bill pay is paused and gives no restart date, while Artisan pays bills from a USDC balance, by invite while it grows.
• Where. BitPay says bill pay will return in 19 states and the District of Columbia only, while Artisan is for people in the US.
• Pay with. BitPay lists over 100 coins, paid from a wallet in its app or from another wallet app, while Artisan pays from USDC and converts other stablecoins and tokens to USDC when they arrive.

How is a bill paid, and what does it cost?

• BitPay steps. You find the bill in the app, choose a wallet and a coin, and confirm the payment.
• Artisan steps. Five steps inside the app, listed below.
• BitPay fee. The BitPay bill pay page does not list a fee, and a search of its help center for bill pay fees found none.
• Artisan fee. The processor charges 2% of the bill plus $2.50 and Artisan charges 0.5% of the bill, and each shows on its own line before you approve.

On a $725 card bill, the two fees come to $20.63, so $745.63 leaves your balance before any network fee.

How long does each one take?

The BitPay bill pay page says you pay in seconds and get confirmation in the app, and it does not say when the biller is paid. The Artisan receipt in the app says the payment usually arrives within 2 days, so pay before the due date and not on it. Why something is pending explains the waits you may see.

How do you pay a bill with Artisan?

You pay in five steps, all inside the app.

• First. Open Move and choose Pay a bill.
• Second. Pick your biller from the list as you type its name.
• Third. Enter the account number and the amount. The smallest bill is $20.
• Fourth. Add your name and address as they appear on the bill, and your US phone number.
• Fifth. Review the payment, then approve it.

For a card bill, choose your card company as the biller and enter your card number as the account number. Pay bills with crypto from a USDC balance covers every bill type, and How to pay your Amex card bill with crypto covers card issuers.

What do crypto holders do while BitPay bill pay is paused?

The usual route has four steps and a wait. First, send USDC to an exchange and sell it for dollars. Second, start a withdrawal to your bank. Third, wait, because a standard bank withdrawal takes from the same day to about five business days, and longer around holidays. Fourth, pay the bill from your bank. Artisan skips the sale and the bank transfer, but if your money is already in a bank account, pay from that account.

Which one fits you?

BitPay is the closer fit if you want your coins in a wallet you control, hold something other than USDC, and live in a listed state once the service returns, while Artisan is the closer fit if you hold USDC or another stablecoin and want to pay a bill from a balance in the app.

Who can use Artisan Cash?

Artisan Cash is for people in the US, and it pays US billers. It is open by invite while it grows, and you can join the waitlist.

Artisan Cash is a software company, not a bank, and a USDC balance is not a deposit and is not FDIC or SIPC insured. Read how your money is held and the risk disclosures before you pay a bill.